General Info

The Lauren-Conklin.com (of Frugal Family Finance LLC) website provides coaching and learning resources that contain general educational information on various topics on this website as a public service, which should not be misconstrued as professional, financial, business, tax or legal advice. These viewpoints expressed are the personal opinions of the authors only. We will continue to add new content to our blog, and we reserve the right to change or adapt our views and advice about older topics.

The term “you” refers to anyone who uses, visits, comments, purchases, and/or views the website.

Please read this Disclaimer carefully, and we reserve the right to modify it at any time without notice. By visiting and using this website, you accept and agree to be bound by this Disclaimer along with our Terms and Conditions and Privacy Policy. Your continued use of the website constitutes as your acceptance of any and all future changes and updates to this Disclaimer. You must not access or use the website if you do not wish to be bound by this Disclaimer.

General Disclaimer

All content and information on this website is for informational and educational purposes only, does not constitute financial or business advice and does not establish any kind of professional client relationship by your use of this website. A professional client relationship with you is only formed after we have expressly entered into a written agreement with you that you have signed including our fee structure and other terms to help you in a specific matter. Although we strive to provide accurate general information, the information presented here is not a substitute for any kind of professional advice, and you should not rely solely on this information. Always consult a professional in the area for your particular needs and circumstances prior to making any professional, legal, business and financial or tax related decisions.

Affiliate Disclaimer

We may partner with other businesses or become part of different affiliate marketing programs whose products or services may be promoted or advertised on the website in exchange for commissions and/or financial rewards when you click and/or purchase those products or services through our affiliate links.

We may also recommend other products, services, coaches and consultants but no such reference is intended to be an endorsement or statement that such information provided is accurate. We recommend these based on our personal experiences and opinions but it is still your responsibility to conduct your own due diligence to ensure you have obtained complete and accurate information about such product, services, coaches and consultants.

We are a participant in the Amazon Services LLC Associates Program, which is an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

These affiliate or third party relationships in no way compromise the integrity of the content, information, services and materials being presented to you here, and you are under no obligation to click on these affiliate links to purchase those products or services being offered. These affiliate programs are selected based on personal experiences, personal opinions, and personal preferences of the Lauren-Conklin.com (of Frugal Family Finance LLC) website’s authors.

We mention these products and services to you because we believe in their quality and want to share anything that can help you live life better. We only recommend products or services that we feel deliver value to you. With full disclosure, of course, Lauren-Conklin.com (of Frugal Family Finance LLC) is a for-profit business, which means we do earn an income with this website.

Although we provide these affiliate links on the website for your convenience, we have no control or ownership over these external websites and they are solely responsible for their own content, products, and information presented. Therefore, Lauren Conklin, Frugal Family Finance LLC, and/or its officers, employees, successors, shareholders, joint venture partners or anyone else working with us cannot be held liable or responsible for any content presented on these external websites and for any damages resulting from them.

Earnings Disclaimer

On our site Lauren-Conklin.com (owned by Frugal Family Finance LLC), we may publish income reports and will discuss all topics related to money. Due to this, we need to have an earnings disclaimer.

Building a business takes dedication, time, hard work, learning, and even some luck. There is absolutely no guarantee you will see the exact same or similar results as we have or the people whose stories we highlight.

We may disclose our income reports and success results of our current or former customers including product reviews and testimonials on our website. These income reports, product reviews, and testimonials are accurate yet strictly for informational purposes only.

We share this information and these stories as examples and inspirations to you, but not as a guarantee or promise of any kind for your results or successes if you decide to use the same information, reviews, products, services, tips and techniques described on our site.

Please perform your own due diligence and research. You are solely responsible for your earnings and results. Your earning potential and results are contingent upon your personal circumstances, abilities, experience, and skills.

We cannot and do not offer you any direct financial advice, nor are we responsible for any financial decisions you make. As always, it is your sole responsibility to discuss the legality or financial soundness of any decision you make with a qualified professional before making such a decision.

We are not guaranteeing any kind of income or profit increases if you follow our advice; therefore; we are not liable for anything that may happen to you or your finances as a result.

Therefore, you agree not to hold us and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us liable for any of your successes or failures directly or indirectly related to the information, opinions, projections, reports, reviews, products and/or services presented to you on this website or through our correspondence.

Comments Disclaimer

We are not responsible for the comments our readers leave, and we maintain the right to delete comments at any time for any reason. The views and opinions expressed by commentators are those of the comments’ authors and do not necessarily reflect the official policy, position, or opinions of Lauren Conklin nor Frugal Family Finance LLC.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

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Forward Looking Statements

INFORMATION FOUND IN OUR PRODUCTS AND SERVICES MAY CONTAIN INFORMATION THAT INCLUDES FORWARD-LOOKING STATEMENTS AS DEFINED BY THE “PRIVATE SECURITIES LITIGATION REFORM ACT OF 1995.” WE BASE ANY FORWARD-LOOKING STATEMENTS SOLELY UPON OUR EXPECTATIONS ON EVENTS THAT HAVE NOT YET OCCURRED. YOU CAN EASILY IDENTIFY SUCH STATEMENTS, AS THEY DO NOT RELATE SPECIFICALLY TO ANY FACTS, WHETHER HISTORICAL OR IN CURRENT DAY. THESE STATEMENTS USE WORDS SUCH AS “ANTICIPATE,” “BELIEVE,” “ESTIMATE,” “EXPECT,” “INTEND,” “PLAN,” “PROJECT,” AND OTHER SUCH WORDS THAT IMPLY SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS AND FINANCIAL PERFORMANCE.

ANY AND ALL FORWARD LOOKING STATEMENTS USED WITH OUR PRODUCTS AND SERVICES ARE SOLELY BASED UPON OUR OPINION OF EARNINGS POTENTIAL. AS THERE ARE MANY FACTORS THAT WILL DETERMINE YOUR ACTUAL RESULTS, WE MAKE NO GUARANTEES THAT YOU WILL ACHIEVE SIMILAR OR ANY RESULTS FROM YOUR USE OF OUR PRODUCTS AND SERVICES.

No Warranties

ALL CONTENT, INFORMATION, PRODUCTS AND/OR SERVICES ON THE WEBSITE ARE “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND INCLUDING THE WARRANTIES OF MERCHANTABILITY OR FITNESS FOR ANY PURPOSE, EXPRESS OR IMPLIED TO THE FULL EXTENT PERMISSIBLE BY LAW. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES AS TO THE CONTENT, INFORMATION, MATERIALS, PRODUCTS AND/OR SERVICES PROVIDED ON THIS WEBSITE. COMPANY MAKES NO WARRANTIES THAT THE WEBSITE WILL PERFORM OR OPERATE TO MEET YOUR REQUIREMENTS OR THAT THE INFORMATION PRESENTED HERE WILL BE COMPLETE, CURRENT OR ERROR-FREE. COMPANY DISCLAIMS ALL WARRANTIES, IMPLIED AND EXPRESS FOR ANY PURPOSE TO THE FULL EXTENT PERMITTED BY LAW.

Limitation of Liability

You agree that under no circumstances, we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall be liable for any direct, indirect, incidental, consequential, equitable, special, punitive, exemplary or any other damages resulting from your use of this website including but not limited to all the content, information, products, services and graphics presented here.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, outcome of your actions, personal and business results, and for all other use in connection with the website.

You also expressly agree that we and/or our officers, employees, successors, shareholders, joint venture partners or anyone else working with us shall not be liable to you for any damages resulting from 1) any errors or omissions on the website, delay or denial of any products or services, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures; 2) any loss of income, use, data, revenue, profits, business or any goodwill related to the website; 3) any theft or unauthorized access by third party of your information from the website regardless of our negligence; and 4) any use or misuse of the information, products and/or services offered here.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort or any other legal theory of liability. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised to you here.